From Rents to Roots:

Money Matters: What You’ll Need to Get Approved

Understand how much you really need to buy a home, what qualifies as an asset, and how programs can help if your savings aren’t quite there yet.

💰 Know What You Really Need to Buy a Home

You don’t need 20% down or a giant savings account to become a homeowner. This guide walks you through the truth about assets—from what counts, to how much you’ll likely need, and what help may be available.

  • What you’ll learn:

    • 🏦 What counts as an asset (and what doesn’t)

    • 💸 How much you really need for down payment & closing costs

    • 📊 What “reserves” mean and why lenders care

    • 🎁 How gift funds and grants can reduce your out-of-pocket costs

Are you ready to buy?

Know you're ready? Let's talk.

Schedule a free 15–20 minute call with a loan officer. We’ll answer your questions, review your numbers, and help you map out your next move—no pressure.

🏡 View All 4 Steps

NMLS # 2396714

Equal Housing Opportunity

(385) 955-5167