From Rents to Roots:

🧾 Cost Breakdown – Know What to Expect

Understand the true costs of buying a home—from down payment to monthly payment—so you can plan confidently and avoid surprises.

Understanding the True Cost of a Loan

Buying a home isn’t just about the price—it’s about understanding all the numbers that come with it. In this section, you’ll get a clear picture of what really impacts your bottom line so you can make smart, confident decisions.

  • 💰Closing Costs – What they include, how much to expect, and how they’re paid

  • 📉 Interest Rates – What affects them, how they influence your monthly payment, and how to get the best rate possible

  • 📄 The Loan Estimate – A simple guide to the official document that outlines your full loan terms and costs

Not sure where to start?

Know you're ready? Let's talk.

Schedule a free 15–20 minute call with a loan officer. We’ll answer your questions, review your numbers, and help you map out your next move—no pressure.

🏡 View All 4 Steps

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Equal Housing Opportunity

(385) 955-5167