From Rents to Roots:
🏡 FHA Refinance Ready?
Rates change. Life changes. A refinance could help you save, shorten your term, or unlock your equity. Let’s explore your options together.
💵 Why People Refinance
There’s no one reason to refinance—there are many. We’ll help you find out if now’s the right time and why it might be worth it.
Common Goals:
📉 Lower your monthly payment
🔁 Switch from an FHA to a conventional loan (to drop mortgage insurance)
⏳ Shorten your loan term
🛠 Tap into your equity for remodels or big expenses
💳 Consolidate high-interest debt
✅ Even a small rate change can have a big long-term impact.
📈 Is Refinancing Right for You?
Signs it might be a good time:
Your interest rate is higher than current market rates
You’ve improved your credit since buying
You’ve built equity in your home
You’ve recently taken on high-interest debt
Your financial goals have shifted
🧾 What the Process Looks Like
The refinance process is usually faster than buying a home.
Here's what it involves:
📝 Quick application (we’ll help)
📑 Submit a few documents (pay stubs, mortgage statement, etc.)
🧠 We review loan options & recommend the best fit
✍️ You review & sign your new loan
🎉 Enjoy the benefits of your updated mortgage!
🏡 See the Full Home Buying Journey
NMLS # 2396714
Equal Housing Opportunity
(385) 955-5167